Reliance General Insurance offers professional indemnity insurance for doctors that protects you against medical negligence claims, this policy ensures that doctors can focus on patient care without being burdened with legal expenses or medical negligence claims. It covers a variety of expenses that are associated with legal cases such as defense costs, out-of-court settlements, criminal allegations and more
PI for Doctors - Key Highlights
Defence cost
Defence costs include legal fees, court costs, expert witness fees, and others
Out-of-court Settlement
Outside settlements would become important due to media hype, lack of evidence and voice in court
Reasonable Compulsory Excess
This is a fixed amount that has to be paid by the insured at the time of claim.
100% CSR
100% claim settlement ratio in last 3 months
10,470 + Hspitals
More then 10,000+ hospitals pan India
Features & Benefits
Note: Covers all sources of legal notices such as FIR, E-Notice, District Court, State Commission, National Commission, etc
12,500 or 0.25% whichever is higher of the claim amount
Note: This is a fixed amount that has to be paid by the insured at the time of claim.
Note: Covering claims arising due to lost or damaged medical/legal documents
Note: If the insured is proven guilty in court then only defense costs are covered
Note: If a doctor is accused of making false statements (written or oral) that harm someone’s reputation, the insurance may cover legal costs and compensation
Note: If the claim is caused by the dishonesty of an employee, such as a nurse or assistant.
Note:It covers qualified staff such as nurses or other medical staff.
1:1
Note: Available options 1:1, 1:2, 1:3, 1:4.
Note: The policyholder has the freedom to choose a lawyer of his choice
Exclusions
Note: To know more about the exclusions details, please refer to the policy wording.
About Reliance General Insurance
Reliance General Insurance is an Indian general insurance company that offers a wide range of insurance products like health, motor, home, travel, and business insurance. It is a subsidiary of Reliance Capital, they have 139+ branches across India. The company is known for its innovative and customer-centric insurance solutions.
FAQs
Yes, 12,500 or 0.25% whichever is higher of the claim amount
No, this policy covers only All India cases and not outside India.
A retroactive date defines the start of coverage in an insurance policy.
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Dr. Sneha Kumar
Efficient digital process and responsive sales support.
