ICICI Lombard’s Professional Indemnity for Doctors is a financial protection plan that protects you against medical negligence claims. It covers a variety of expenses such as defence costs, lawyer fees, out-of-court settlements, and more. It is for all specialist doctors If you are a consultant, surgeon, anesthesiologist, plastic surgeon, or cosmetic surgeon it covers all categories So if you are looking for a comprehensive professional indemnity for doctors then this can be a good option
PI for Doctors - Key Highlights
Defence cost
Defence costs include legal fees, court costs, expert witness fees, and others
Out-of-court Settlement
Outside settlements would become important due to media hype, lack of evidence and voice in court
0% Compulsory Excess
This is a fixed amount that has to be paid by the insured at the time of claim.
100% CSR
100% claim settlement ratio in last 3 months
10,470 + Hspitals
More then 10,000+ hospitals pan India
Features & Benefits
Note: Covers all sources of legal notices such as FIR, E-Notice, District Court, State Commission, National Commission, etc
0%
Note: This is a fixed amount that has to be paid by the insured at the time of claim.
Note: Covering claims arising due to lost or damaged medical/legal documents
Note: If the insured is proven guilty in court then only defense costs are covered
Note: If a doctor is accused of making false statements (written or oral) that harm someone’s reputation, the insurance may cover legal costs and compensation
Note: If the claim is caused by the dishonesty of an employee, such as a nurse or assistant.
Note: Telemedicine or online medical consultations are covered.
Note:It covers qualified staff such as nurses or other medical staff.
1:1
Note: Available options 1:1, 1:2, 1:3, 1:4.
Note: The policyholder has the freedom to choose a lawyer of his choice
Exclusions
Note: To know more about the exclusions details, please refer to the policy wording.
About ICICI Lombard
ICICI Lombard is one of the leading general insurance companies in India. It is a joint venture between ICICI Bank and Fairfax Financial Holdings. ICICI Bank is a reputable in India to provide bank services, and Fairfax Financial Holdings is a Canada-based company with diversified financial services. ICICI Lombard is a well-known insurance company that provides comprehensive and customizable insurance solutions with a smooth claim process.
ICICI Lombard health insurance plans are very customizable and come with a large hospital network, which easily provides healthcare services. The company receive many awards and recognitions for Innovation, customer satisfaction and to provide quality services. Company continuously innovate our products and services according to the market needs. That’s why ICICI Lombard is the trustworthy and preferable insurance brand for Individual persons and businesses.
FAQs
0%, This is a fixed amount that has to be paid by the insured at the time of claim.
No, this policy covers only All India cases and not outside India.
A retroactive date defines the start of coverage in an insurance policy.
for Sum Insured of 25 Lakhs and above.
Latest review
Dr. Harsh Deshmukh
Ideal for doctors in private practice. Comprehensive protection.
Dr. Viraj Patel
Great plan. I sleep peacefully knowing I have this protection.
Dr. Kiran
Trusted brand. Good legal cover and fast claim settlement process.
