Comprehensive Health Insurance for Doctors & Families

Why Choose Health Insurance with LiableCover?

Exclusive doctor-first health coverage with maximum benefits and zero hidden costs.

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No deductions. Get full coverage of your hospital bills up to the sum insured.

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Choose any hospital room — up to your sum insured, without hidden caps.

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Planned hospitalisation abroad? Covered with worldwide protection.

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Options for individuals, families, NRIs, and senior citizens with lifelong renewability.

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Daycare, OPD, maternity benefits, and AYUSH treatment included.

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Save up to 25% with multi-year, CIBIL score, and NRI advantage discounts.

Benefits	Market Plans	LiableCover
Sum Insured	Limited Slabs	5 Lakhs to Unlimited SI
Room Rent Limit	₹5,000 – ₹10,000 cap	Up to SI
Automatic Restoration	Optional / Limited	Covered
Cumulative Bonus	5% – 10% per year	Higher Bonus Advantage
Pre & Post-hospitalisation Expenses	30 / 60 days	90/180 days
Day Care Procedures	300–500 procedures	All Medical Day Care Covered
AYUSH Treatment	Optional / Limited	Up to SI
Ambulance Cover	₹2,000 – ₹5,000	Up to SI
Hospital Bill Coverage	Partial deductions applied	Up to SI
Global Cover for Planned Hospitalisation	❌	Available
ICU Charges	Limited / Capped	Up to SI
Pre-existing Diseases	Covered after 3–4 years	Covered as per T&C
Co-pay	10–20% Co-pay	Zero Co-pay
OPD Cover	❌	Available
Maternity Cover	❌	Available
Annual Health Checkups	❌	Available
Discounts	Online Discount Only	Multi-year, CIBIL & NRI Advantage