Care Supreme plan is a comprehensive health insurance that comes with features like up to 600% increase in sum insured as cumulative bonus, unlimited automatic recharges for related and unrelated illnesses, unlimited e-consultations and much more. This plan is a good option but it covers pre-existing illnesses after completing a waiting period of 4 years but you can modify the waiting period for pre-existing illnesses by adding Modification of PED Wait Period add-on.
Care Supreme - Key Highlights
Cumulative Bonus Super
Up to 600% Increase in Total Coverage
Unlimited Automatic Recharge
Unlimited Automatic Recharge for Related & Unrelated Illnesses
E-consultation
Unlimited E-consultation with General Physician
100% CSR
100% claim settlement ratio in last 3 months
10,769+ Hospitals
More then 11,399+ hospitals pan India
Discount on Renewal
Up to 30% discount on renewal premium basis step count.
Features & Benefits
Any category room
Note: Room rent limits can impact all expenses related to hospitalization. For better coverage, ensure that your health plan does not have any room rent limits.
Note: This allows the coverage amount to be automatically refilled when your coverage exhaust due to multiple claims
Note: This is an additional coverage amount that the insurance company gives you as a loyalty benefit on policy renewal, without reducing the actual coverage amount.
11,399+ cashless hospitals in India
Note: A large hospital network will allow you to get hassle-free treatment across India without any co-payments and reimbursements, make sure the nearest hospital is included in the network hospital list of your insurer company.
0% Co-Pay (100% paid by insurer)
Note: Always ensure that your health plan does not have any co-pay so that you do not have to spend a single penny from your pocket.
Note: It covers all medical expenses like doctor visits, tests, diagnosis, etc. before hospitalization.
Note: This covers all medical expenses, such as doctors’ medication, follow-up and recovery treatment after discharge
Note: All treatments that take less than 24 hours and do not require you to be hospitalised fall under day care treatment.
Note: Hospitalization at home is possible when beds are not available in the hospital or on medical advice.
For SI below 15 lac – up to Rs. 10,000
For SI 15 lac and above – up to SI
Note: Covers ambulance charges before and after the hospitalization
Value Added Services
Up to 30% discount on premium at the time of renewal
Note: This is the addition discount that you can avail if you stay active and fit.
Unlimited Tele-consultation with General Physicians
Note: This is a free online doctor consultation where you can get professional health advice.
Additional Features
Note: This feature is good if the treatment requires the Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy (AYUSH) treatment, make sure your policy covers AYUSH treatments.
Note: This is the important feature in future, it may need.
Note: This is the important feature in future, it may need.
Maternity Benefit(s)
Note: Covers expenses around maternity, IVF, adoption, surrogacy and more.
Available Add-ons
Note: It covers expenses related to 68 non-payable items during hospitalization.
Exclusions
Note: To know more about the exclusions details, please refer to the policy wording.
About Care Health Insurance
Care Health Insurance is a dedicated health insurance company that offers a wide range of products including individual health insurance, top-up coverage, maternity health plans, travel insurance and more. Care Health Insurance offers innovative health insurance at an affordable price. The company has earned several prestigious awards including ‘Best Health Insurance Company of the Year’ at India Insurance Summit & Awards 2023 and ‘Best Health Insurance Product’ at Insurance Alert Awards 2021. It was also recognized at the FICCI Healthcare Excellence Awards 2019 for ‘Best Medical/Health Insurance Product’.
FAQs
Restoration benefit automatically replenish the sum insured if the coverage is exhausted due to a medical claim during the policy term.
The waiting period for pre-existing illnesses depends on the type of plan. The waiting period for pre-existing illnesses is 4 years. The insured can apply for a claim after the completion of the waiting period or can reduce the waiting period by adding the Instant Cover add-on.
Yes, the plan offers cashless hospitalization facility if you are admitted to the insurer network hospital.
No, there is no cap on room rent in this plan and there are no other specific sub-limits.
Yes, treatments requiring hospitalization for less than 24 hours such as cataract surgery, dialysis, and chemotherapy are covered.
No, this policy does not provide coverage for maternity and newborn baby expenses.
the sum insured on your policy.
Yes, The child should be 91-180 days old at the time of adding the child to the policy after the policy issuance. Spouse will be added after 91 days of policy issuance, provided the date of marriage is after the date of policy issuance
No, there is no limit on room rent or any sub-limit on specific treatments or expenses.
Yes, the plan provides alternative treatments under AYUSH including Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy.
Policy renewal can be done online. Policyholders can contact us at 011 6932-0444, by email at support@liablecover.com, or by contacting their Relationship Manager.
Latest review
Dr. Abhishek J
Good plan
